Legal

Terms of Service

Last updated: June 2025

By using Centy you agree to these terms. Please read them carefully.

1. Acceptance

By creating an account or using Centy ("the Service") at centy.cloud, you agree to these Terms and our Privacy Policy. If you disagree, do not use the Service.

2. What Centy is

Centy is a subscription tracking tool that helps you monitor recurring payments, track renewal dates, and receive AI-powered insights about your subscriptions. It is not a bank, financial institution, or financial advisor.

Plans:

3. Account

You must provide accurate information and be at least 13 years old. You are responsible for all activity under your account. Keep your password secure.

4. Billing

Paid plans are billed through Lemon Squeezy. Subscriptions renew automatically until cancelled. You can cancel anytime from Settings. Price changes will be communicated 30 days in advance.

5. Acceptable use

You agree not to: use the Service illegally, attempt unauthorized access, share account credentials, scrape data, or reverse engineer the Service.

6. Your data

You own all data you enter. We do not sell it. On account deletion, data is removed within 30 days. See our Privacy Policy for full details.

7. AI insights

AI-generated insights are for informational purposes only and do not constitute financial advice. Always consult a qualified financial advisor for major decisions.

8. Disclaimers

The Service is provided "as is" without warranties. We do not guarantee uninterrupted or error-free service.

9. Limitation of liability

To the maximum extent permitted by law, Centy is not liable for indirect, incidental, or consequential damages arising from use of the Service.

10. Termination

We may suspend accounts that violate these terms. You may delete your account anytime from Settings.

11. Changes

We may update these terms. Significant changes will be communicated by email. Continued use constitutes acceptance.

12. Contact

support@centy.cloud