Centy ("we", "us", "our") operates the budget planning service available at centy.cloud. If you have questions about this policy, contact us at support@centy.cloud.
| Data type | What it includes | Why we collect it |
|---|---|---|
| Account data | Email address, name, password (hashed) | To create and manage your account |
| Financial data | Transactions, budgets, categories you enter | To provide the budgeting service |
| Usage data | Pages visited, features used, timestamps | To improve the service |
| Payment data | Subscription status, plan type | To manage your subscription (card details handled by Lemon Squeezy) |
| Device data | Browser type, IP address, device type | Security and analytics |
We do not collect or store your bank account credentials. All financial data in Centy is entered manually by you.
When you use AI Insights (Pro/Student plan), your anonymized spending category totals are sent to Anthropic's API to generate personalized recommendations. We do not send personally identifiable information such as your name or email to Anthropic. Insights are cached weekly to minimize data transmission. See Anthropic's Privacy Policy for details.
Free plan users see ads served by Google AdSense. Google may use cookies and device identifiers to show relevant ads based on your browsing history. You can opt out of personalized ads at adssettings.google.com. Paid subscribers do not see advertisements.
We do not sell your personal data. We share data only with:
We retain your data for as long as your account is active. If you delete your account, your personal data and financial records will be permanently deleted within 30 days. Anonymized usage data may be retained for analytics purposes.
We protect your data with:
No system is 100% secure. If you discover a security vulnerability, please contact us at support@centy.cloud.
We use essential cookies for authentication (keeping you logged in). Free plan users may also have advertising cookies set by Google AdSense. You can control cookies through your browser settings, though disabling essential cookies may prevent you from using the service.
You have the right to:
To exercise these rights, contact us at support@centy.cloud.
Centy is not directed at children under 13. We do not knowingly collect personal data from children under 13. If you believe a child has provided us with personal data, contact us immediately.
We may update this Privacy Policy from time to time. We will notify you of significant changes via email or in-app notification. Continued use of the Service after changes constitutes acceptance of the updated policy.
For privacy-related questions or requests: support@centy.cloud